Portugal’s paperwork, without the markup.
Free official routes first — NIF, Finanças, banking, D7/D8 — and done-for-you at a transparent one-time fee when you’d rather not.
The official price of a NIF — and we show it first.
Side by side: DIY, Finanças desk, done-for-you.
One fixed fee. No subscription, ever.
Four things every newcomer actually needs
NIF — Número de Identificação Fiscal
The number everything else depends on. Remotely, for free, or done-for-you.
Portal das Finanças, in English
Certificates, IMI, no-debt declarations — clicking through the Portuguese-only portal.
Opening a bank account
Which banks accept non-residents, what the NIF unlocks, and when Wise is enough.
D7 & D8 visa bureaucracy
The paperwork checklist behind the passive-income and digital-nomad visas.
Straight answers, with the law attached.
Every NIF service earns money by keeping these two answers vague. Here they are, for free.
Since 9 July 2022, activating free electronic notifications replaces the paid representative for most non-residents.
The state charges €0 for issuing a NIF. What you pay services for is convenience — and you should know the difference.
Do it yourself — or have it done.
Do it yourself
- —Follow the free step-by-step guide
- —Book your own Finanças appointment, or apply via the official e-balcão
- —Activate free e-notifications — no paid representative
We file it for you
- —Power of attorney, filing, collection — handled by a resident
- —E-notifications activated for you, so no one can bill you yearly
- —Fixed fee. No subscription. No auto-renewal. Ever.
Written by Anton — resident of Portugal
I moved here, stood in the Finanças queues, filed the forms and made the mistakes so you don’t have to. Every guide on this site describes a procedure I completed personally.